"Because they said so," working with mortgage lenders today

I received this article "The Perfect Loan File" from one of our local lenders written for Forbes magazine, by contributor Mark Greene.  It provides great information on the mortgage approval process and securing mortgage approval.
 

"The media has it all wrong - securing mortgage approval and satisfying credit underwriting guidelines are not the difficulties plaguing mortgage consumers.  It's in meeting the rigorous documentation requirements that most people fall flat.  The good news is, the fix is simple."

Read More.......http://www.forbes.com/sites/moneybuilder/2012/03/09/the-perfect-loan-file-2/